INSURANCE RELATIONSHIP AND PAYMENTS
ENROLLMENT AND TERMS
Joining the fund is voluntary for all persons who fall within its scope of operations.
The fund’s scope includes those individuals who are employed by the companies listed in Section 4 of the health insurance fund’s rules and who receive their main livelihood from these employers.
The insurance relationship must be applied for no later than six (6) months after the start of employment.
The fund’s board decides on the approval of new insured members.
PAYMENT
The contribution for an insured employee is 1.4% of the salary subject to advance withholding tax, but no more than €70/month for salaried employees and €33/pay period for wage earners.
The employer withholds the contribution from the insured person’s salary in connection with salary payment, unless otherwise agreed.
The membership fee for insured pensioners is €45/month, and for part-time pensioners €22.50/month during the pension period (50% working time). The health insurance fund sends invoices for the membership fees to pensioners/part-time pensioners once a year (four instalments).
UNPAID LEAVE AND LAYOFF
Compensations according to the fund’s rules are not paid to an insured person who becomes ill during unpaid leave (layoff, family leave, study leave, or job alternation leave).
The insured must notify the health insurance fund when going on unpaid leave.
KELA CARD
Upon becoming insured with the fund, the insured person will receive a new Kela card bearing the occupational health insurance fund number 12702. This card is valid for as long as the insurance relationship remains in force. Upon termination of the insurance relationship, the card must be returned to the sickness fund or cut in half.
The card must not be used after the insurance relationship has ended or while the insured person is on unpaid leave.
MUUTOKSET TAI TYÖSUHTEEN PÄÄTTYMINEN
Please notify the fund of any changes to your name, address, personal identification number, or bank account number.
Upon termination of your employment, please also inform the fund so that unnecessary insurance premiums are not charged.